Bernie Sanders says the 401(k) system is rigged against workers. Here's what the data on retirement savings, and senior poverty really say.
You pick up a call from a number you don’t recognize. The voice on the other end sounds a little garbled, a little uncertain. “Hello?” it says. “Can you hear me?” Your brain has already started forming the polite response before you’ve even thought about it. Of course you can hear them. So you say...
Discover 7 costly 401(k) withdrawal mistakes people in their 60s regret most—from early penalties to missed RMDs—and how to avoid them.
Top financial experts warn of a crypto market collapse as trading volumes plunge 48%, institutions flee, and regulators close.
Your social security retirement strategy could be costing you thousands. Here's what the break-even myth, trust fund fears, and spousal rules mean for your clai
Most of us absorbed our first money lessons from people who meant well. A parent’s advice about savings, a grandparent’s strong opinion about debt, a school lesson that somehow made it all the way to adulthood intact. The problem is that a lot of that advice was shaped by economic conditions that no longer exist....
Most people who are serious about retirement have done the spreadsheet. They’ve tracked their savings rate, maxed their 401(k), maybe even consulted a financial advisor. They know roughly what they’ll spend on housing. They know where they’ll live. They feel, in a reasonable and justified way, prepared. And then retirement actually arrives – and three...
Aldi has earned a devoted following, and for good reason. The prices are genuinely low, the private-label products regularly outperform name brands in blind taste tests, and the stores are small enough to get in and out in 20 minutes. Pricing research from Consumer Reports, comparing a basket of goods at dozens of grocers with...
Most Americans over 55 will tell you they don’t feel like they’re doing particularly well. The retirement anxiety in this country is real and pervasive, and the constant drumbeat of scary statistics about savings shortfalls has a way of making even people in genuinely solid financial shape feel like they’re failing some invisible test. The...
Most people find out the hard way. They start collecting Social Security at 63 or 64, life keeps moving, bills keep climbing, and going back to work or staying in the workforce a little longer starts to make real financial sense. Then they discover that doing so comes with a catch: earn too much and...
Most people don’t retire where they always imagined. They retire where the math works. And right now, for a growing number of Americans, the math works best somewhere south of the Mason-Dixon Line. The average Social Security monthly check for retired workers reached $2,081 in April 2026, according to Kiplinger. That figure sounds reasonable until...
If you’re finishing a degree, weighing a big move, or wondering whether starting over somewhere new could actually change your professional arc, the 2026 data has something useful to say. It’s not what most people expect. For years, the received wisdom was that ambitious people move to New York, LA, or maybe San Francisco –...
